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Q. Are title loans better than payday loans?



A. Neither is necessarily better than the other. Both types of loans can be extremely useful, depending on your situation.

Payday loans are a form of unsecured loans that are meant for the short term, and are usually expected to be repaid on the borrower's next scheduled payroll. This type of loan is better suited to someone who may not own a vehicle and is able to pay the agreed-upon amount in two weeks' time.

On the other hand, auto title loans are a form of secured loans that use one's free-and-clear vehicle title as collateral for long-term funds, with terms ranging from a few months to a few years. Those who own a qualifying vehicle and would rather schedule a series of affordable monthly payments would most likely benefit more from this type of loan.

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Recent Reviews


John K said:

They were an excellent company to work with!


James J said:

The entire process went very smooth from start to finish. I was very satisfied.


Ashley H said:

Pretty quick and easy....I didn't have to leave my house and was able to submit everything electronically.