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Q. Can I Get an Auto Title Loan with a Salvage Title?

A. When a vehicle is damaged and the insurance companies declare that the cost of repair is greater than the value of the vehicle, a salvage title is issued. The criteria for determining when a salvage title is issued varies from state to state.

Having a vehicle with a salvage title can affect many things about your vehicle. It can affect the resale value of the vehicle, it may require your vehicle to be inspected to ensure it is roadworthy, and it can prevent you from using your vehicle's equity value to secure funding.

Unfortunately, most reputable auto title loan lenders will not accept salvage titles due to the affected equity value of the vehicle. If you are looking for alternative funding and have a vehicle with a salvage title, other options such as a payday loan would be a better option.


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