Q. Do title loans check your credit?
A. Yes, a customer's credit will be checked when they apply for an auto title loan. But don't let that prevent you from applying for an auto title loan, as it may actually help your credit score in the long run. Unlike traditional bank lenders who often reject people with poor credit, auto title loan lenders take a wider variety of qualifying factors into consideration, including your vehicle's equity value and your ability to make regular monthly payments on time. When these and other factors are combined, applicants with bad credit may have a stronger chance to become approved for an auto title loan. Back
In addition, auto title loan lenders may report activity to major credit reporting agencies. Making your scheduled payments on time each month may prove your creditworthiness, and could lead to an improvement in your credit score!