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Q. What is a title loan and how does it work?

A. An auto title loan is a type of secured loan that allows the borrower to receive funds based factors like the equity value of their vehicle and their ability to make regular monthly payments on time. Your vehicle title is used as collateral, but as long as you're able to make consistent monthly payments on time on your loan, you retain full use of your vehicle. You'll need to apply online or over the phone, submit the necessary documents, and sign a loan agreement before receiving your funds. This process is much quicker and convenient than applying through a traditional bank lender, which often requires bureaucratic red tape and a mountain of paperwork.

Even after you've qualified, if you are still not sure that an auto title loan is the right fit for you, there's no pressure or obligation to proceed at any time-it's your decision!


Recent Reviews

John K said:

They were an excellent company to work with!

James J said:

The entire process went very smooth from start to finish. I was very satisfied.

Ashley H said:

Pretty quick and easy....I didn't have to leave my house and was able to submit everything electronically.