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Q. What Is an Auto Title Loan?



A. An auto title loan is a secured loan that uses your free-and-clear vehicle title as collateral in exchange for funds. Terms vary by lender, but a typical window of time would range from 12 to 48 months. This can be a great way for people experiencing financial emergencies to secure funds quickly, while having the opportunity to complete a series of affordable monthly payments over an extended period of time.



The amount you may be able to borrow is determined by a few qualifying factors, including your vehicle's equity value and your ability to make regular monthly payments on time. And although your title is used as collateral, you'll retain full use of your vehicle while making payments on time each month.

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Pretty quick and easy....I didn't have to leave my house and was able to submit everything electronically.